The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the title ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Paul Byles Wealth Management Ltd, Registered Office: The Magdalen Centre, The Oxford Science Park, Oxford, OX4 4GA. Registered in England and Wales, Company No. 07455427