Six Steps of Financial Planning

We take a six-step approach to helping you achieve your financial goals and objectives.

Spending time with you and asking lots of questions. This helps us to determine what you want to achieve. We also need to find out about your existing financial arrangements. We call this a “Discovery Meeting”.

Carrying out research and analysis. We look in depth at all of your existing financial arrangements before calculating what financial resources you will need, and when, to meet your objectives.

Providing you with a bespoke financial plan or advisory report. This is a comprehensive report answering all of your important questions. We take pride in our ability to communicate our advice in plain English.

We provide specific recommendations on the action you should take. This includes a review of existing investments or filling gaps with new financial products.

Implementing any advice we have identified. Once we agreed with you a course of action, we put in place any recommended plans or arrangements.

Keeping your plans under regular review. In our experience, the best financial plans are those that are reviewed regularly and kept on track to help achieve your objectives.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.