We help clients preserve their wealth during their lifetime through sensible tax planning, cashflow management and expense control.
We also help clients plan their financial affairs effectively so their estate reaches their intended beneficiaries on death: the right amounts to the right people at the right time.
Inheritance Tax can be a significant reduction in the monies received by your intended beneficiaries on death.
After a comprehensive review of a client’s financial circumstances, the following courses of action could be actioned to help mitigate Inheritance Tax:
Although pension death benefits are broadly exempt from IHT, if they are passed to your survivor they will form part of their estate.
We offer solutions which allow your survivor access to your death benefits without them forming part of their estate.
We have a service, in conjunction with four leading law firms, which is designed to provide a wide range of differing legal services covering Inheritance Tax, Matrimonial Issues and general tax planning.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
* Wills and some areas of Inheritance Tax Planning are not regulated by the Financial Conduct Authority. Wills and the writing of them is a separate and distinct to those offered by St. James’s Place.