Client Case Studies

Meet John

As a busy solicitor, John had very little time to concentrate on his own financial planning. His earnings were good and he had some important financial decisions to make. Should he apply his financial resources to pay off his mortgage, save for retirement or save for the cost of future school fees for his daughter? Would it be possible to achieve all of these goals? By working with John, we helped him to identify that two out of three of his goals were simple to achieve. We designed a plan that enabled him to get rid of his mortgage, save enough money to send his daughter to a good private school and only defer his retirement by four years.



Meet Mike and Sally

Mike and Sally own a successful business that had managed to accumulate significant amounts of cash reserves. Their first child was a year old and they needed to work out if Sally could afford to stop working full-time to have their second child. They also had some firm views about when they wanted to retire. We were able to demonstrate that they could afford for Sally to stop full-time work to have their second child without jeopardising their plans for a comfortable retirement. We were also able to show them that they did not need to take excessive investment risk to achieve their goals.



Meet David

David had successfully managed and sold his recruitment business. From the sale proceeds he had been convinced by a number of banks to invest in a range of different products and funds. He felt completely out of control. He received lots of paperwork each month, saw the value of his investment accounts fluctuate wildly and had no idea if where he was invested was right for him. We helped David to get back in control of his investments and link them to his financial planning objectives. Our services enabled David to become much more involved in the decision making process as well as ensuring his portfolio is structured in accordance with his needs.


The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.